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COVID-19 bridge loan for startups and scaleups

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Published on: 4 May 2020 | Changed on: 07 May 2020

Since 29 April, startups, scaleups, and innovative SMEs affected by COVID-19 can apply for a new kind of loan. The cabinet will make one hundred million euros available for this bridge loan.

According to this survey by, startups and scaleups are greatly affected by the coronavirus crisis: 55% of the companies are experiencing a drop in demand. Also, companies find it challenging to get a loan or guarantee. Especially the companies that cannot make use of previous arrangements. Most credit schemes focus on companies financed with borrowed capital.

Startups and scaleups are important

Financial support is within reach for all entrepreneurs, thanks to the cabinet. State Secretary for Economic Affairs and Climate Policy, Mona Keijzer, explains: “For the future of our economy and our society, startups and scaleups are important. They provide tomorrow’s jobs and incomes, and contribute to solutions for worldwide crises, such as COVID-19, with their innovative products and services."


The amounts available for the bridge loan varies from 50,000 up to 2 million euros. Shareholders and other investors will co-finance 25% of the amounts over 250,000 euros. The interest rate is 3%.

The Regionale Ontwikkelingsmaatschappijen (ROM) will handle all applications for bridge loans. Requests for loans of no more than 500,000 euros will be handled within 4 to 9 working days. Requests for loans of more than 500,000 euros will be handled within 3 working weeks.

How to apply?

You can apply for this bridge loan from Wednesday 29 April 2020 through a special COVID-19 portal (in Dutch). We advise you to ask a Dutch intermediary to help you with the form. It is available in Dutch only.

The bridge loan measure is executed by the Regional Development Corporations. The application process is also explained in this Q&A PDF provided by the ROM.

Who can apply?

You can claim the COVID-19 bridge loan if you are a startup, scaleup or innovative SME. You must use the bridge loan for payment obligations or an investment. You must be able to show payment problems due to the coronavirus crisis.

If you have any question, or if you need help in any way during the coronavirus crisis, please visit our special coronavirus page or contact us directly. Please note that the Netherlands Enterprise Agency is not involved with the bridge Loan.