Service menu right

Small credit guarantee for SMEs - KKC

Are you a small business owner in need of financing as a result of the COVID-19 crisis? Do you need between 10,000 and 50,000 euros? The Small credit guarantee for SMEs (KKC) is for companies that made a profit before the coronavirus crisis. And for companies that were registered at the Dutch Chamber of Commerce before 1 January 2019. Find out if the Small credit guarantee for SMEs is available to you.

Conditions

Entrepreneurs that meet the following criteria can apply for KKC:

  • The company was registered at the Dutch Chamber of Commerce before 1 January 2019,
  • The company was profitable before the COVID-19 crisis, and
  • The company has the financial means to repay the credit.
The credit has:
  • a 5-year term, and
  • a maximum interest rate of 4%.
Entrepreneurs pay a one-time fee of 2%.

Budget

The total budget for KKC is 750 million euros. The Dutch government guarantees 713 million euros (95%). Financiers carry 5% of the risk.

How to apply

You can apply for KKC via one of these banks:

Or apply via one of these financiers:

How to apply from Bonaire, St. Eustatius or Saba

You can apply via one of these banks or financiers:

How to become a KKC financier

Non-banking financiers can apply for KKC. The first step is to become a financier. Complete the Dutch form Aanvraag Borgstellingsovereenkomst 2012 (pdf).